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Showing posts with label Budgeting. Show all posts
Showing posts with label Budgeting. Show all posts

Saturday, November 1, 2014

Half a dozen facts from a Mum of half a dozen

You know how sometimes you imagine how something will be, but then it is completely different to what you expected or thought.

Like the other day when I was eyeing off the corner of Blake's banana toast. It was all thick & perfectly toasted with a melting glob of butter right on the edge. I imagined how nice that little piece would taste, how the butter would melt in my mouth as my teeth sank into the crunchy edge. I gave in & put that tempting little morsel in my mouth. Then remembered I don't like banana bread. It tasted nothing like I imagined.

Raising a large family is a little like this. Sometimes it is absolutely nothing like you thought it would be. So I thought I'd compile six fast facts.



1. Richie Rich

Minions are money sponges but they don't soak up every last cent. The perception that because there is an astronomical number of kids, the bank account must be astronomically low as well is not how it really is. We watch our pennies (dollars?), but with a budget in place everyone gets everything they need {& then some}.

Alternatively, the presumption that we must have a lot of money to be able to have a large family is about as accurate as the articles in an OK! magazine. Once someone said to me "Oh your husband must earn a lot of money, to have so many children & be able to stay home with them." Again, to afford big ticket items we plan ahead. Or use the credit card & pay it off. 
Though a spare money tree growing in the backyard wouldn't go amiss. 


2. Resentment, Schentment

The kids don't resent having a big family. They love having many brothers & sister(s) - even when it doesn't sound like it some days. 
When they play stuck in the mud & more than two get stuck there is still another sibling or two to un-stick them. Twister gets really twisty. Friday nights are like a bonafide slumber party with five kids in the same room all whispering & giggling. Backyard cricket means having a full team, with a bowler, batter, wickie plus fielders.
They don't know it to be any different, sharing a room with another sibling is normal, moving over to make room on the couch for another body is habitual. Sharing is just a given with most things. 
The sibling bonds between them are distinct & far stronger than any sibling rivalry.
I hope when they are adults & look back on these days of their childhood, they are still grateful for one another.



3. It's as easy as it looks...kinda

Raising six children is not as hard as it seems. The bigger minions can dress themselves, put on their own shoes, get their own drinks, brush their own teeth. The smaller ones all want to do this for themselves too, which if you play your cards right can work for you without tantrums. Encouraging the little ones to find their own shoes, put on their own pants (after laying them out straight) they brush their own teeth, though I do a quick all over brush either to begin or finish up. 
Our family size did not morph into epic proportions overnight, we've had several years to adjust & refine our routines. There is a lot of organization behind the scenes to make sure everything run smoother though & gets us out the door without running ridiculously late.
If I can do it, you could do it.



4. Supermum is about as real as Superman. She only exists in the movies.

By no definition are Mum's of large families Supermum's. We are no better than any other Mum, just as no Mum is any better than the next. We're all just doing what we must to get through each day, with the house still standing & every one alive, healthy & hopefully happy. There is nothing special about Mums to many. Our patience is not infinite. We are not saints. We lose our cool & get our shriek on. We are not immune to Mummy guilt either - but I'll cover that another day.



5. It is as noisy as you imagine

I'm not about to tell you otherwise, there is no argument here. Lots of people equal lots noise. When Doug gets home from work, when we're just about to sit down for dinner, or when someone comes over, it gets loud. Really loud.
Our meal times can look a little something like this.
Five kids all talking at once, plus a couple of adults (potentially with one trying to get the minions to quite down - without adding to the ear bleeding decibel levels by yelling to garner their attention & be heard). I've mentioned once or twice before that living large also means living loud. 



6. Loving them is as amazing as you think

Life with so many kids is as magical, chaotic, entertaining, constant & unending, crazy & eventful, amazing & awe inspiring as you believe.


Loving them is the easy bit. It's the dirty clothes & dirty dishes that's hard.



Wednesday, October 22, 2014

Mrs Minions money tips...A guide of what not to do

I'm often keeping an eye out for different budgeting tips, ways to save money or make it stretch further. After all, we're all aware that kids cost moolah, & with six minions to our tally, we're definitely stretching the wallet.

With ten years of working our budget around a single income under our belt we're no stranger to most of the saving tips, budgeting ideas & other such related topics that are all over the www. While skimming through one such article the other day I thought to myself, I could probably write something on what works for us with cutting costs or making that dollar stretch further than a maternity shirt.

Then I laughed, & I laughed some more. To the point I scared Clay a little, because after my little episode of hysterics he wasn't all that sure on being carried around in my arms, giving me a wide eyed, discerned look.

I am so not the person who can help turn your 'fiddy cent coins into one hundred dollar notes. My talents lie in finding more unnecessary, but at that immediate point in time {presumably} needed, crap to purchase. 

I am the queen of buyers remorse.

So instead of writing a detailed guide on how to save & spend wisely while to raising a big family, I thought I'd share my wisdom & first hand experience of what not to do. By not following in my footsteps I may just save you some 'dosh after all.


Do not buy a bag of grapes for $27.


Big error & oversight on my part. Do not pick up a bunch of grapes when they are $29.99/kilo & put it in your trolley. Those juicy suckers weigh more than you think. 


If you sign up to a direct selling company to save money & pay off debt, do not spend your profit back on the products you are selling.


I was so good at convincing people to buy Tupperware, I even convinced myself. Okay, not entirely true. I was not so great, but the other demonstrators around me were & had me hypnotized with their glittery words & inspiring examples of mushrooms staying fresh for longer than three weeks in the $60 containers. When I don't like mushrooms. Several years ago I joined up to get out of the house & to feel like I was contributing financially, with the goal of significantly paying off some debt & getting four digits in our savings account. This may work if you put your profits into your bank account or credit card account. Instead spending up big on the products you are selling...To earn more money. Go figure. 

Step away from the Ikea knick knacks


I love me some Ikea. There is also a reason I almost never go there. The last time I went I blew over my spending limit, even after I re-evaluated my intended purchases before heading to the check out queues. When walking through their expertly & effortlessly styled miniature rooms, walking past shelves & racks & center aisle displays of handy little bits n pieces that cost next to nothing, keep a tally of what you are mindlessly throwing into your blue Ikea bag. I tend to forget that the cushions & throws, container sets, cooking utensils, finger puppets, childrens' play food, plus five little stuffed toys & a circus tent will all add up to a triple digit figure. I see all the bargains & lose my mind a little. Step away from the strategically placed impulse 'snatch n grab' stands


Stick to the shopping list. Do not turn left, do not turn right, go straight to Go


Very similar to the Ikea advice, when you go to Kmart for birthday invitations & a gift card...Only buy the invitations & a gift card. If the budget blunders of Ikea taught you anything about my shopping habits, I don't need to expand it any here. Let's just leave it at that.


It's only a bargain if you need it. Or wear it within three years.


I recommend only buying clothes that you know with a 98% certainty you will wear. Especially if the item, or items, are quite expensive, even after taking 40% off the original price tag. There may or may not be a dress or two that cost more than I'd like to admit & never been worn. I take solace in the firm fact I am not alone here.


Fuel savings


Driving 30 kilometers out of your way to save 4 cents per litre is not recommend. It is false economy & legit fuel wastage. Instead, stop at the nearest petrol station on your route. Chances are their fuel prices are the same, & you'll save yourself ten minutes in time & dollars avoiding the detour.


There are more examples I could spout off here I'm certain. If I asked Doug to remind me of some spending shockers I probably won't be able to shut him up. 

So I'm not going too. 

Last words of wisdom to impart you with, 'Do as I say, not as I do'. You'll be fine.